Is It Worth Getting an Attorney for a Car Accident?

By: RRB Marketing On March 4, 2025
By: Charles L. “Chuck” Richardson On March 4, 2025
Is It Worth Getting an Attorney for a Car Accident

After a car accident, many wonder if hiring an accident attorney is necessary. Richardson Richardson Boudreaux understands the importance of getting legal representation in these situations.

Even if you think the accident is minor, having an experienced personal injury lawyer on your side can help protect your rights. Insurance companies may not always offer a fair settlement or could undervalue your claim.

Whether you’ve suffered a severe injury or need help negotiating with insurance adjusters, we’re here to help you secure maximum compensation. We fight for accident victims to ensure you get the financial compensation you deserve for your accident injuries, property damage, and other medical expenses.

With years of experience, we can guide you through the legal process, ensuring you don’t miss important deadlines or leave money on the table.

When You Might Not Need a Car Accident Attorney

Minor Accidents with No Injuries

In some cases, minor car accidents with no physical injuries may not require hiring an attorney. If the damage is minimal and you and the other driver are both in agreement, you may be able to resolve the issue on your own.

You can file a claim with your auto insurance company or the other driver’s insurance, and the process may be straightforward. However, if injuries or other complications arise later, it’s important to consider legal help.

Clear Liability and Cooperation from Insurance

If the at-fault driver is clear and their insurance company is cooperating, you might not need a lawyer. In these situations, you can usually handle the accident claim yourself.

If both parties agree on property damage and medical expenses, the process may go smoothly. But keep in mind that insurance companies sometimes offer unfair settlements. Always review the terms carefully to ensure that all your damages are covered.

No Disputes Over Compensation

If there are no disputes about the insurance coverage or compensation, it might seem unnecessary to hire a lawyer. For instance, if both parties agree on the settlement amount and no major injuries are involved, you may not need to involve an accident attorney.

However, always double-check the medical records and make sure personal injury claims are fully addressed. If something feels off, it’s worth consulting a lawyer.

When You Should Hire a Car Accident Attorney

When You Should Hire a Car Accident Attorney

You Suffered Injuries

If you suffered physical injuries in an accident, hiring an experienced car accident attorney is important. Medical expenses can pile up quickly, and insurance companies may try to minimize your claim.

An accident lawyer will help ensure you receive fair compensation for your medical costs, pain and suffering, and any long-term physical injuries.

The Insurance Company Denies or Undervalues Your Claim

If your insurance company denies or offers an unfair settlement for your accident claim, a lawyer can help. Insurance companies often try to minimize payouts, but a personal injury attorney can fight for a fair settlement.

A lawyer can help you understand the legal process and ensure all your damages, including non-economic damages like emotional distress, are properly accounted for.

Liability Is Disputed

When liability is unclear or contested, having a lawyer becomes important. If the at-fault driver denies responsibility, or if the evidence is unclear, an accident attorney can investigate the accident scene, interview witnesses, and gather critical evidence to build a stronger case. This can make a big difference in the outcome of your case.

The At-Fault Driver Is Uninsured or Underinsured

If the at-fault driver is uninsured or underinsured, it can be a complex issue. Without enough coverage to pay for your medical expenses or property damage, a lawyer can help you explore other avenues of recovery.

Uninsured/underinsured motorist coverage might be available through your own insurance policy to help fill the gap.

How a Car Accident Attorney Can Help You

A car accident attorney can be very helpful after an accident. They can ensure you get the compensation you deserve for your medical expenses, property damage, and more. If necessary, they can also help you file a lawsuit.

Here's how a car accident attorney in Tulsa can support you:

Investigating the Accident

A car accident lawyer will investigate the accident to gather all the details. They will go through the accident scene, talk to witnesses, and check police reports. Their job is to collect critical evidence that can show who was at fault. They will make sure nothing is missed and that the accident is fully understood.

Sometimes, a lawyer will also hire an accident reconstruction expert to help explain exactly how the accident happened. All this work makes your case stronger and can help you prove your side.

Having a lawyer who knows how to investigate can give you peace of mind and help you avoid missing important details that could make a big difference in your case.

Handling Communication with Insurance Companies

One of the most stressful parts of an accident is dealing with insurance companies. Insurance adjusters may offer you a low settlement or try to deny your claim altogether. This is where a car accident attorney can help. They will handle all communication with the insurance company for you.

An experienced lawyer will make sure the insurance adjusters treat you fairly and offer you the compensation you deserve. They will also make sure all your damages are covered, including medical expenses, lost wages, and pain and suffering.

By handling all the calls and paperwork, a lawyer can take this burden off your shoulders and let you focus on recovering. This allows you to avoid mistakes or miscommunications that could harm your case.

Securing Compensation for All Damages

If you've been in an auto accident, there could be many types of damages to consider. You might have medical bills, property damage, and lost wages. A car accident lawyer makes sure that all these damages are included in your claim. They will work with experts, such as medical professionals, to understand the full extent of your injuries and your future needs.

For example, if you have a severe injury that will require long-term care, your lawyer will make sure this is taken into account when seeking maximum compensation. Your lawyer will also ensure that non-economic damages like pain and suffering and emotional distress are included in your claim. This way, you get a full picture of your damages and the money you deserve.

Filing a Lawsuit if Necessary

Sometimes, the insurance company will not offer a fair settlement. If that happens, your car accident attorney can help you file a personal injury lawsuit. They will guide you through the legal process, making sure you meet all deadlines and file the necessary paperwork.

Your lawyer will also gather witness statements, medical records, and other evidence to build a strong case. They will represent you in court and fight to get you the fair compensation you deserve. If you win the lawsuit, you could receive a much larger payout than the insurance company was offering.

A lawsuit is a tool that ensures you aren’t taken advantage of, especially if the at-fault driver or insurance company is being difficult. A lawyer's experience in handling accident lawsuits is key to getting a favorable outcome.

How Much Does a Car Accident Attorney Cost?

How Much Does a Car Accident Attorney Cost

A car accident attorney often works on a contingency fee basis. This means you don’t have to pay unless you win your case. Here’s a breakdown of what this means:

Contingency Fee Structure

  • No upfront fees: You don’t pay any money at the beginning.
  • Only pay if you win: If your lawyer wins, they take a percentage of your settlement.
  • No payment if you lose: If your case is unsuccessful, you don’t owe anything for the lawyer’s services.
  • Fair percentage: The lawyer’s fee is usually a percentage of the money you win, which is agreed upon upfront.

This makes hiring a lawyer more affordable because you don’t have to worry about paying out of pocket.

What Happens If You Lose the Case?

If you lose your case, you usually don’t have to pay for the car accident lawyer’s fees. Most lawyers that work on a contingency fee only get paid if you win. However, you may still have to pay for things like court fees or other costs that come with the legal process.

It's important to talk to your lawyer about these costs before you agree to move forward. A contingency fee agreement helps reduce the financial risk of hiring an attorney since you only pay if you receive compensation. But if you don’t win, the lawyer doesn’t get paid. This helps ensure your lawyer works hard to get you the best settlement possible.

FAQs

Do I need a lawyer for an insurance claim?

Yes, if you are dealing with motor vehicle accidents, having personal injury attorneys can be a huge help. Experienced attorneys know how to handle insurance claims and can make sure you get fair compensation. They understand the legal process and will fight for accident victims to receive the best outcome.

What damages can I claim after an accident?

After an accident, you may be entitled to claim punitive damages, medical expenses, lost wages, and even loss of enjoyment. Personal injury law covers these damages, and personal injury attorneys can help ensure all of these are accounted for when making your insurance claims.

How do law firms help accident victims?

Law firms with experienced attorneys can guide you through every step of the claims process. They’ll help you understand your rights and represent you in motor vehicle accidents to ensure you receive the compensation you deserve.

Do personal injury attorneys charge a lot?

Many personal injury attorneys work on a contingency fee basis. This means they only get paid if you win the case. You don’t have to worry about upfront fees. This system helps accident victims afford legal help.

How long does it take to settle an insurance claim?

The time it takes to settle an insurance claim varies. In Tulsa, you have two years from the date of the accident to file a personal injury lawsuit. They will deal with the insurance companies and fight for the fair settlement you deserve.

Contact Our Tulsa Car Accident Attorney for a Free Consultation

Contact Our Tulsa Car Accident Attorney for a Free

If you've been involved in a motor vehicle accident, having the right legal representation is crucial. Auto accident attorneys can help you understand your rights, deal with insurance claims, and fight for the compensation you deserve. 

Experienced car accident lawyers know how to handle the complexities of your case. They’ll ensure you are properly compensated for medical expenses, property damage, and any other losses.

Richardson Richardson Boudreaux offers a free consultation to discuss your case. This allows you to understand your options without any initial cost. Our auto accident attorneys are here to help you get the fair compensation you're entitled to. We work on a contingency fee basis, meaning you only pay if we win your case.

Call us today to schedule your free consultation with our experienced car accident lawyers. Let us help you get the justice and compensation you deserve.

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We remain available for evening and weekend appointments by request. We don't get paid until we win. Fill out a form or call us at 918-492-7674 to get started with a free consultation.

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