Uber & Lyft Accidents
Over the last five years, ride-sharing companies like Uber and Lyft have left taxis in the dust, becoming leaders in the transportation industry and changing the way we get from point A to point B. As autonomous technology will soon pilot the majority of ridesharing vehicles, for now we’re stuck with fallible drivers—which means accidents.
Whether you’re a passenger in an Uber that crashes, a driver who gets into an accident with a Lyft, or a pedestrian struck by a ridesharing car, you may be entitled to receive compensation for your injuries. Rideshare drivers are required to have personal car insurance to work for Uber and Lyft, however, both companies offer their own coverage if there is an accident. Below is a breakdown of Uber’s insurance policies:
- Uber app is turned off: Only the driver’s personal car insurance can be used in accidents where the mobile application is turned off, since technically the driver was not “on the job.”
- Uber app is on and driver is waiting for a request: If the accident occurs while the driver is online, but before they have accepted a request, both the driver’s personal car insurance and Uber’s liability coverage can be used. Uber’s liability insurance is between $50,000 and $100,000 for injuries and $25,000 for property damage.
- Driver is on their way to pick up a rider or already on a trip with a passenger: Uber’s insurance coverage is used in this scenario, which offers up to $1 million in third-party liability and $1 million in uninsured and underinsured motorist insurance coverage for passengers.
Lack of sleep, poor vehicle maintenance and alcohol and drugs can result in an Uber or Lyft accident, and you are entitled to compensation for all damages you sustain due to the harmful or negligence behavior of a driver. If you are injured in an accident, make sure to seek medical attention, contact the police, and gather important information, such as the name, address, driver’s license number and insurance policy number of the rideshare driver.
Contact our Tulsa personal injury lawyers at Richardson Richardson Boudreaux, PLLC to talk about your case. Call (918) 347-6456 today!